Buy a property sooner with an equity partner
See how a purchase splits across your deposit, an equity partner’s share and the finance you would need.
See how shared equity could work for youHow it works
Enter the property price, your deposit and the share of the property the equity partner would take. The calculator subtracts your deposit and the partner’s contribution from the price to show the finance you would need, and sets out each party’s stake as a dollar figure and a percentage.
Shared equity lets you buy a property while a partner puts in part of the price and takes a share in return. That means less to finance and lower repayments for you, and it can bring ownership forward. This tool shows how buying an Equitifund property breaks down across your deposit, the partner’s contribution and your finance, so you can picture the deal before we talk it through.
Understanding your results
You will see the purchase divided three ways: your deposit, the equity partner’s contribution and the finance you would take out, each shown in dollars and as a share of the price. Add a rate and an indicative repayment on the finance portion appears alongside. These figures illustrate a structure only; the terms of any shared-equity arrangement, including how and when the partner’s share is repaid, are set out in the agreement itself.
Frequently asked questions
What is an equity partner?
Do I still need a deposit?
Who owns the property?
How do I repay the partner’s share?
Ready to take the next step?
See how shared equity could work for youDisclaimer. This calculator and page are general information only and do not constitute legal, financial or credit advice. Results are indicative and based on the figures you enter; they illustrate a possible structure and are not an offer, a valuation or a promise of any outcome. The terms of any shared-equity arrangement are governed by the relevant agreement. Consider your own situation, and seek professional advice before acting. Credit services are provided by EquitiCredit Pty Ltd (ACL 559289).