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Specialist Mortgage Broking for Home and Investment Finance
Explore the fixed and variable rate options available through our lending partner for selected standard residential and SDA properties. We assist eligible owner-occupiers and property investors with their finance applications.
Standard Residential Finance - Fixed
Standard Residential Finance - Variable
SDA Property Finance - Fixed
SDA Property Finance - Variable
Years of lending expertise
0
+
National portfolio
Who we lend to and what sets us apart
EquitiCredit Pty Ltd, Australian Credit Licence 559289 provides mortgage-broking and credit assistance services and is not the lender.
Our lending partner offers residential finance and SDA property finance products to eligible applicants purchasing selected properties marketed by an Equitifund group entity. This is not a whole-of-market comparison. Credit criteria, terms, fees and lender approval apply.
- Owner-Occupiers
- Property Investors
- Self-Employed
- SMSF Trustees
Credit Products
Explore Loan Product Options
Variable Rate
Residential Finance - Variable
Explore the introductory two-year owner occupier variable rate options available through our lending partner. This is not a whole-of-market comparison. Eligibility, property restrictions, credit criteria and lender approval apply.
Interest Rate
3.99% p.a. *
Comparison Rate
5.66% p.a. ^
Fixed Rate
Residential Finance - Fixed
Explore the introductory two-year owner occupier fixed rate options available through our lending partner. This is not a whole-of-market comparison. Eligibility, property restrictions, credit criteria and lender approval apply.
Interest Rate
4.99% p.a. *
Comparison Rate
5.85% p.a. ^
Variable Rate
SDA Variable
2-year discounted variable rate for eligible SDA properties, then reverts to the standard variable rate.
Interest Rate
3.99% p.a. *
Comparison Rate
5.66% p.a. ^
- Best For: Participant owners and investors wanting a lower rate upfront.
The fees and charges applicable to your loan will vary depending on the lender and the type of finance selected. We will always disclose any applicable fees, commissions, or charges before you proceed with your application.
Fixed Rate
SDA Fixed
2-year fixed rate for eligible SDA properties, then reverts to the standard variable rate.
Interest Rate
4.99% p.a. *
Comparison Rate
5.85% p.a. ^
- Best For: Participant owners and investors buying an SDA property.
The fees and charges applicable to your loan will vary depending on the lender and the type of finance selected. We will always disclose any applicable fees, commissions, or charges before you proceed with your application.
Get in touch
Let’s Discuss Your Property Finance Options
Speak to a Mortgage Broker
Prefer to talk about a specific project?
National portfolio
Explore Your Property Finance Options
We provide credit assistance for residential and SDA owner occupiers and investment property finance through our lending partner for selected Equitifund marketed properties. Our mortgage broker can explain the available fixed and variable rate options and assist you through the application process. This is not a whole-of-market comparison. Credit criteria and lender approval apply.
Exclusive Finance Option for Selected Equitifund Marketed Properties
An exclusive finance option available through our lending partner for eligible applicants purchasing selected properties Marketed through Equitifund group entities. EquitiCredit provides credit assistance and is not the lender. Credit criteria, terms and lender approval apply.
Explore Your Property Finance Options
We provide credit assistance for residential and SDA owner occupiers and investment property finance through our lending partner for selected Equitifund marketed properties. Our mortgage broker can explain the available fixed and variable rate options and assist you through the application process. This is not a whole-of-market comparison. Credit criteria and lender approval apply.
Supported from Enquiry to Settlement
Our finance team will guide your application from initial enquiry through to settlement, with a consistent point of contact and support at each stage.
Get Expert Advice
Ready to Discuss the Available Finance Options?
Speak with our mortgage broker about options available through our lending partner. Eligibility, credit criteria and lender approval apply.
Mon–Fri, 8am–7pm AEST · No obligation, no cost
Faq
Frequently asked Questions
General information only – every situation is different, so please speak with a specialist about yours.
The advertised finance options are available to eligible owner-occupiers and property investors purchasing selected properties marketed by an Equitifund group entity. Finance is provided by one lending partner and is subject to the applicant’s circumstances, the selected property, credit criteria and lender approval. These products are not available for refinancing.
A comparison rate combines the interest rate with certain fees and charges associated with the loan and expresses the result as a single annual percentage rate. This can help consumers compare the estimated cost of different loans.
The comparison rates advertised on this page are calculated on a secured loan of $150,000 over a 25-year term, using the calculation method prescribed by the National Credit Code. The comparison rate may not reflect your actual loan costs, which will depend on factors including your loan amount, loan term, repayment structure, applicable interest rate and fees and charges.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.
Most applications require proof of identity, evidence of income, recent bank statements and details of your assets, expenses and existing financial commitments. Self-employed applicants may also need to provide financial statements, tax returns and other business information.
Document requirements depend on the applicant, loan purpose, property and lender requirements. Our finance team will explain the documents initially required and let you know if further information is needed during the assessment.
No. The Standard Residential Finance and SDA Property Finance options advertised on this page relate to purchase-only and are not available for refinancing. They are restricted to eligible applicants purchasing selected properties marketed by an Equitifund group entity.
No. EquitiCredit is not a lender. It provides mortgage-broking and credit assistance services. The finance options advertised on this page are provided by our private lending partner, which independently assesses each application under its own credit criteria, terms and conditions