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Equitifund

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See the upfront duty before you buy

Estimate transfer duty in New South Wales or Victoria, including first-home concessions, surcharges and grants.

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How it works

Choose the state, enter the purchase price and tell the calculator a few things about the buyer and the property. It applies that state’s duty scale, adjusts for a first-home concession or exemption where you qualify, adds the foreign-purchaser surcharge if it applies, and shows any first-home grant separately so you can see your net upfront cost.

Stamp duty, or transfer duty, is often the largest upfront cost after your deposit, and it changes with the state, the price and who is buying. This tool estimates the duty on an Equitifund property in NSW or Victoria, factors in first-home concessions and any foreign-purchaser surcharge, and shows grants you may be able to put toward it. Use it to plan for settlement, then confirm the figure with the state revenue office.

Understanding your results

You will see the estimated transfer duty for the state you chose, any concession or exemption applied, the foreign-purchaser surcharge if it applies, and any first-home grant shown separately, ending with an indicative net upfront cost. Duty scales, thresholds, concessions and grants are set by each state government and change from time to time, so treat this as an estimate and confirm the exact amount with Revenue NSW or the State Revenue Office Victoria before you settle.

Frequently asked questions

Is stamp duty the same in NSW and Victoria?
No. Each state sets its own duty scale, concessions and grants, which is why the tool asks you to choose the state first.
Do first-home buyers pay stamp duty?
Sometimes not, or a reduced amount, up to price thresholds set by the state. Eligibility rules apply and change, so confirm your position with the state revenue office.
What is the foreign-purchaser surcharge?
An extra duty some states apply when the buyer is not an Australian citizen or permanent resident. Where it applies, the calculator adds it to the estimate.
Is a first-home grant the same as a stamp duty concession?
No. A concession reduces the duty you pay; a grant is a separate payment you may receive. The tool shows them separately so you can see both.
Is this the exact amount I will pay?
No. It is an estimate based on rules current when the tool was set up. Confirm the exact figure and your eligibility with Revenue NSW or the State Revenue Office Victoria.

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Disclaimer. This calculator and page are general information only and do not constitute legal, financial, credit or taxation advice. The result is an estimate based on the figures you enter and duty rules current at the time the tool was configured; rates, thresholds, concessions, surcharges and grants are set by state governments and can change. It is not a determination of duty payable or of your eligibility for any concession or grant. Confirm the exact amount and your eligibility with Revenue NSW or the State Revenue Office Victoria, and seek professional advice before acting.